First-time Homebuyer Class

A three-week (8 hour) series that provides step-by-step guidance on successfully purchasing a home.

Cost: $40 per household

This class provides eight hours of training to guide potential buyers through all aspects of the home purchase process.  In addition to certified staff instructors, outside

speakers such as realtors, lenders and other housing professionals are used.

Class topics include:

•  Pros and Cons of Homeownership

• Assessing Readiness for the Mortgage/Purchase Process

• Budgeting and Credit

• Working with Real Estate Professionals/Selecting a Home

• The Purchase Contract/Home Inspections

• Mortgage Application/Standard Underwriting Guidelines

• The Closing

• Rights and Responsibilities of Homeownership

• Fair Housing

• Avoiding Predatory Lending

• Preventing Foreclosure

Call (937) 853-1600 to register for this class.

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Class schedule:

January 2008

Thursdays:     Jan 10, 17 & 24      6-8:30 pm

February 2008

Saturdays:      Feb 16 & 23          9 am-1 pm

March 2008

Tuesdays:      Mar 11, 18 & 25     6-8:30 pm

Thursdays:     Mar 6, 13 & 20       6-8:30 pm

April 2008

Thursdays     Apr 10, 17 &24      6-8:30 pm

Saturdays     Apr 19 & 26           9 am-1 pm

May 2008

Tuesdays:      May 6, 13 & 20        6-8:30 pm

Thursdays:     May 15, 22 & 29      6-8:30 pm

June 2008

Tuesdays:     June 10, 17 & 24     6-8:30 pm

Thursdays:    June 12, 19 & 26     6-8:30 pm

July 2008

Tuesdays:     July 15, 22 & 29      6-8:30 pm

Thursdays:    July 10, 17 & 24      6-8:30 pm

August 2008

Tuesdays:     Aug 12, 19 & 26     6-8:30 pm

Thursdays:   Aug 7, 14 & 21       6-8:30 pm

All classes are held at the HomeOwnership Center

371 West Second St.

Dayton, OH 45402

Get directions.

To register for a class,

call (937) 853-1600.