“They helped me refinance.”
Sharon Lewis always pays her bills on time and works 70 hours per week to make ends meet. But she ran into trouble when she refinanced her home and was convinced to consolidate her car payments and credit card debt into her mortgage.

“They appraised my house much higher than it was worth,” Sharon says.   
   
When she tried to refinance the balloon loan, Sharon discovered she owed too much on the house and was stuck with an unworkable loan. Then she found the HomeOwnership Center of Greater Dayton.
   
“They helped me refinance and save $130 per month in expenses,” Sharon says. “If I had taken their classes when I first bought my house, I never would have rolled my other debt into the loan. I’m thankful to get out of that loan. I wish more people could go to the HomeOwnership Center before they buy a house.”

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