Evaluate and improve your credit

If you're thinking about refinancing or purchasing a home, the HomeOwnership Center can help you get your credit in shape so you can get the best possible mortgage loan.

You can schedule a free appointment with one of our housing counselors, who will review and evaluate your credit report, assist you with contacting the credit reporting agencies to make corrections to your report, and make recommendations on the best strategies to improve your credit rating.

The counselor can pull credit scores and reports from the three major credit reporting agencies (the three most mortgage lenders use) for a cost of $18 per person.

The counselor can help you set financial goals and establish a spending plan and budget to reach those goals.

To make a free appointment to see a housing counselor,

please call (937) 853-1600.