Existing Homeowners

 

Getting Your Mortgage Back on Track

Job loss, divorce, illness or a financial crisis may threaten your home, especially if you get behind on mortgage payments.  The HomeOwnership Center staff will help you evaluate the options based on your circumstances.

Refinancing Your Mortgage

Are you in an adjustable rate mortgage that is no longer affordable?  Would a refinance help you to accomplish other goals, such as making a large home repair?  Do you think you might qualify for a lower interest rate or payment?

Reverse Mortgages

A reverse mortgage is a loan that uses your home as collateral, but does not require monthly payments.  If you are 62 or older, and you have equity in your home, you may qualify for a reverse mortgage that would allow you to access funds from your home

Beware of Foreclosure Scams

Unfortunately, there are scam artists waiting to take advantage of homeowners who are at risk of losing their home. Unscrupulous tactics include charging large fees, posing as government programs, and "bait and switch" schemes that transfer ownership of the home.