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1 in 4 Americans Don’t Have $400 in Emergency Savings

According to a 2018 Federal Reserve study, 1 in 4 Americans don’t have $400 in emergency savings. That means if they had an unexpected expense such as a medical emergency or car repair, they would have to turn to debt to cover the cost. The additional debt just leads to more financial instability as struggling […]

A New Homeownership and Financial Wellness Powerhouse

Graceworks Lutheran Services’ Consumer Credit Counseling Service (CCCS) has offered consumer finance education,  credit counseling, and debt management programs since 1980. County Corp’s The HomeOwnership Center provides homeownership counseling, down payment assistance programs, foreclosure prevention programs, and personal finance education. So, what would happen if you were to combine these two resources for the Dayton […]