According to a 2018 Federal Reserve study, 1 in 4 Americans don’t have $400 in emergency savings. That means if they had an unexpected expense such as a medical emergency or car repair, they would have to turn to debt to cover the cost. The additional debt just leads to more financial instability as struggling […]
About Tim McMurdo
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Meanwhile lets just say that we are proud Tim McMurdo contributed a whooping 48 entries.
How do you budget for those expenses that you know are coming, but that don’t show up every month? You know, like insurance payments, birthday and holiday gifts, or car maintenance? We call those periodic expenses and they can wreak havoc with your paycheck if you don’t plan for them. What happens if you didn’t […]
Graceworks Lutheran Services’ Consumer Credit Counseling Service (CCCS) has offered consumer finance education, credit counseling, and debt management programs since 1980. County Corp’s The HomeOwnership Center provides homeownership counseling, down payment assistance programs, foreclosure prevention programs, and personal finance education. So, what would happen if you were to combine these two resources for the Dayton […]
What are you doing with your tax refund? Are you trying to save up for a home of your own? Coming up with a down payment for your first home seem like an impossible task? You’re not alone. The number one problem cited by first-time homebuyers is the difficulty they have saving for a down […]
When we think about taxes issues related to being a homeowner, we usually think of three areas; property taxes, the mortgage interest deduction, and the capital gains tax that comes with selling your home. Right now, with the House and Senate working on a tax overhaul, how will you be affected? Property taxes – no […]
130 West Second Street
Dayton, OH 45402
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The HomeOwnership Center is a program of County Corp.