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The Homeownership Center Joins County Corp!

The HomeOwnership Center and County Corp have big news for you! County Corp expanded its portfolio of community strengthening services on January 1, 2017 by assuming the role of managing member of The HomeOwnership Center of Greater Dayton. Prior to this date, this role was held by St. Mary Development Corporation. For over thirty-six years, […]

Home Appraisals

You’re getting ready for your home closing and everything looks good-to-go. What could go wrong? One of the most common hiccups in the process is a bad home appraisal. By bad, we are talking about an appraisal that says your dream home is not worth the money that you agreed to pay for it. Why […]

How Do the Unbanked Buy Homes?

Recently, the Dayton Business Journal had an indicating that 7.2% of Ohioans don’t have a bank account. The article goes on to say that those unbanked Ohioans pay over $65 million dollars in service fees as a result of not having bank accounts. And while that is a lot of money being paid by the folks […]

How is Your Mortgage Interest Rate Determined?

You might remember our previous post and that we discussed that when you apply for a mortgage, lenders try to determine how much risk you represent. That risk shows up in the form of the interest rate the lender will charge you. So, lets take a look into how your interest rate is actually determined by […]