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Keeping Fluctuating Mortgage Rates in Perspective

  Do you obsess about fluctuations in mortgage interest rates? The average 30 year mortgage rate just went down from last week’s 4.01% to 3.97%, a difference of .04 percentage points. Well…so what? What does that small change mean to you, the homebuyer? Are you keeping fluctuating mortgage rates in perspective? In a nut shell, it […]

Use Your Tax Refund to Grow Your Down Payment

Are you facing a bump on the road to buying your own home? You really want to buy a house or a condo. Your rent is going up faster than your paycheck and you want to invest in your future instead of your land lord’s. But coming up with a down payment is a big obstacle. […]

Is the Housing Crisis Over?

Unemployment figures are down, home values are on the rise, and the economy is generally moving in the right direction. However, many people are still feeling the effects of the home crisis. Unfortunately, this means they are struggling to pay their mortgages or their home is under water (they owe more than the home is […]