Conventional wisdom says that you need a 15 or 20 percent down payment to buy a home; otherwise you won’t be approved for a mortgage. That may have been true twenty years ago, but times have changed and so have the down payment requirements for buying a home. If the hurdle of saving for a […]
Your career is going well, you are financially stable, and you are tired of renting. Sounds like the perfect time to buy your first home. After deciding what you want in a new home and what you can afford to pay, you need to determine where you are going to buy. You might already have […]
As a charter member of NeighborWorks America, the HomeOwnership Center of Greater Dayton has access to many tools, surveys, and sources of information that are all designed to guide homebuyers down the smart path to homeownership. One powerful source of information is the 2015 National Housing Survey. What can this year’s survey tell us about […]
Here at the HomeOwnership Center, we know a lot about buying, maintaining, and keeping a home. We also know that many of our clients come to us because they don’t have the knowledge and experience they need to buy their first home with complete confidence. Buying a home is a massive investment; you will typically […]
Unfortunately, there are scam artists waiting to take advantage of homeowners who are at risk of losing their home. Unscrupulous tactics include charging late fees, posing as government programs, and “bait and switch” schemes that transfer ownership of the home. You need to beware of foreclosure scams. Be suspicious of anyone who asks you to pay […]
 The HomeOwnership Center is a program of County Corp. |
