What Could a DMP Do for You #1
While not the perfect solution to all financial problems, a DMP or Debt Management Program can be a real lifeline for consumers that are drowning in debt and struggling to make the minimum payments on their monthly bills. That’s certainly true for this month’s example family. Not all debt can be included in a DMP. […]
1 in 4 Americans Don’t Have $400 in Emergency Savings
According to a 2018 Federal Reserve study, 1 in 4 Americans don’t have $400 in emergency savings. That means if they had an unexpected expense such as a medical emergency or car repair, they would have to turn to debt to cover the cost. The additional debt just leads to more financial instability as struggling […]
Budget Tip #1 – How to Budget for Periodic Expenses
How do you budget for those expenses that you know are coming, but that don’t show up every month? You know, like insurance payments, birthday and holiday gifts, or car maintenance? We call those periodic expenses and they can wreak havoc with your paycheck if you don’t plan for them. What happens if you didn’t […]
A New Homeownership and Financial Wellness Powerhouse
Graceworks Lutheran Services’ Consumer Credit Counseling Service (CCCS) has offered consumer finance education, credit counseling, and debt management programs since 1980. County Corp’s The HomeOwnership Center provides homeownership counseling, down payment assistance programs, foreclosure prevention programs, and personal finance education. So, what would happen if you were to combine these two resources for the Dayton […]
Getting A Tax Refund? Put It Down on Your First Home
What are you doing with your tax refund? Are you trying to save up for a home of your own? Coming up with a down payment for your first home seem like an impossible task? You’re not alone. The number one problem cited by first-time homebuyers is the difficulty they have saving for a down […]
The New Tax Overhaul Probably Won’t Make a Difference to Your Home Related Taxes.
When we think about taxes issues related to being a homeowner, we usually think of three areas; property taxes, the mortgage interest deduction, and the capital gains tax that comes with selling your home. Right now, with the House and Senate working on a tax overhaul, how will you be affected? Property taxes – no […]
The HomeOwnership Center is Moving to It’s new Home!
Now that the HomeOwnership Center is part of the County Corp family, we are moving to their offices at 130 West 2nd Street on March 17th. We’ll be open for business at the new location, Monday March 20th at 8:00 AM. We are excited about the move because we will be able to work very […]
4 Tips to Buying a Home this Season
Ready to put out the welcome mat? We have 4 tips to buying a home, that will set you on the smart path to homeownership. With the holidays over, some people are gearing up to make their next purchase – a home. The homebuying season is in full swing. Below are four tips you follow to […]
Foreclosure Prevention Workshop
Are you a homeowner that is struggling to keep your home from going into foreclosure? County Corp and The HomeOwnership Center are hosting a FREE foreclosure prevention workshop that brings many of the area’s foreclosure prevention experts into one place. This is the perfect opportunity for you to learn about home-saving resources and to get […]
