Should you buy an old home or a brand new home?

Should You Buy an Old Home or a New Home?

Spring is here, your lease is up soon, and you are about to begin searching for your first home. One question that has probably popped up is whether or not you should buy an old home or a new home? There are pros and cons either way. You have to ask yourself – What is […]

Are you ready to tackle that home improvement project? Here are 5 questions that will help you decide if the job is for you or for a professional.

Ready to Make Some Home Improvements?

May is National Home Improvement Month and chances are that you are thinking of tackling some home improvement projects all on your own. Many homeowners want to take on home projects to add value or simply make it their own.  If you are one of the growing number of American homeowners that are rolling up their […]

House Hunting Checklist

House Hunting Checklist

Why do you need a house hunting checklist? The job of finding a new home can be confusing and even daunting. You have so many factors to consider and to remember. Does the house have the bedrooms we needed? Which house needed new kitchen appliances? Did the blue house have the bonus room over the […]

First-Time Homebuyer Programs Work

Have you been wondering if a first-time homebuyer education and coaching program is for you? A study reported by HUD could help you decide. The results of the study show that homebuyers who have completed a first-time homebuyer program are 1/3 less likely to fall 90 or more days behind on their mortgage than homebuyers […]

Home under a magnifying glass

You Need a Home Inspection

You found the home of your dreams and you are ready to make an offer. Before you go any further, you need to think about having a home inspection. Why do you need a home inspection? The home inspection is your opportunity to learn about the home’s physical condition from a professional inspector. You will know […]

28% of consumers don't have an emergency savings fund.

No Emergency Savings

According to a recent survey by NeighborWorks America, more than a quarter of American consumers have no emergency savings fund. If you are one of those 25%, you probably feel like you are living one disaster away from a financial crisis. What happens when the car breaks down or you have a health emergency? Without […]

Up to 20% Homebuyer Assistance in Dayton

The HomeOwnership Center of Greater Dayton, in partnership with the City of Dayton, announced today that it will support first-time homebuyers purchasing in Dayton with up to 20% of the home’s purchase price in the form of down payment and closing cost assistance. Having funds for a down payment is often the biggest challenge faced by […]

Learn how to take care of your lawn mower

Time to Tune up Your Lawn Mower

You knew it was going to happen. Warm weather, sunshine, and rain are working their magic on your lawn and the grass is growing like crazy. Whether you like it or not, you are going to have to start mowing soon. Before you fill your lawn mower with gas and begin pulling on that handle, […]

Three steps to success when buying a home this spring

Three Steps to Success for Buying a Home this Spring

Low mortgage rates are attracting homebuyers in large numbers. According to the Mortgage Bankers Association, applications in the first week of March for loans from families buying a home this spring were up 30 percent from the year before. Meanwhile, according to the National Association of Realtors, the number of homes for sale is lower […]

Know Your Numbers

Know Your Numbers What are the 4 most important numbers that homebuyers need to understand? Watch the video and get to know the numbers that control your ability to buy and afford a home. If you would like to learn more about your credit score and the way in which it affects your mortgage payment, check […]