House Hunting Checklist
Why do you need a house hunting checklist? The job of finding a new home can be confusing and even daunting. You have so many factors to consider and to remember. Does the house have the bedrooms we needed? Which house needed new kitchen appliances? Did the blue house have the bonus room over the […]
First-Time Homebuyer Programs Work
Have you been wondering if a first-time homebuyer education and coaching program is for you? A study reported by HUD could help you decide. The results of the study show that homebuyers who have completed a first-time homebuyer program are 1/3 less likely to fall 90 or more days behind on their mortgage than homebuyers […]
You Need a Home Inspection
You found the home of your dreams and you are ready to make an offer. Before you go any further, you need to think about having a home inspection. Why do you need a home inspection? The home inspection is your opportunity to learn about the home’s physical condition from a professional inspector. You will know […]
No Emergency Savings
According to a recent survey by NeighborWorks America, more than a quarter of American consumers have no emergency savings fund. If you are one of those 25%, you probably feel like you are living one disaster away from a financial crisis. What happens when the car breaks down or you have a health emergency? Without […]
Up to 20% Homebuyer Assistance in Dayton
The HomeOwnership Center of Greater Dayton, in partnership with the City of Dayton, announced today that it will support first-time homebuyers purchasing in Dayton with up to 20% of the home’s purchase price in the form of down payment and closing cost assistance. Having funds for a down payment is often the biggest challenge faced by […]
Time to Tune up Your Lawn Mower
You knew it was going to happen. Warm weather, sunshine, and rain are working their magic on your lawn and the grass is growing like crazy. Whether you like it or not, you are going to have to start mowing soon. Before you fill your lawn mower with gas and begin pulling on that handle, […]
Three Steps to Success for Buying a Home this Spring
Low mortgage rates are attracting homebuyers in large numbers. According to the Mortgage Bankers Association, applications in the first week of March for loans from families buying a home this spring were up 30 percent from the year before. Meanwhile, according to the National Association of Realtors, the number of homes for sale is lower […]
Know Your Numbers
Know Your Numbers What are the 4 most important numbers that homebuyers need to understand? Watch the video and get to know the numbers that control your ability to buy and afford a home. If you would like to learn more about your credit score and the way in which it affects your mortgage payment, check […]
Do You Know Enough about the Homebuying Process?
When you buy your first home, you have a lot to learn about the homebuying process and the decisions that need to be made along the way. You need to understand many new terms and make confusing decisions about mortgages, homebuyer programs, and more. What is PMI and will you have to pay for it? […]
