FEMA Says You’re Ineligible for Disaster Assistance? Do This.

There has been quite a bit of bad information running around about what to do if you receive a determination letter from FEMA indicating that you are “ineligible for disaster assistance. As a result, we thought we would publish some information that comes straight from the experts…..FEMA and the Ohio Emergency Management Agency. Here is what they had to say in a recent news release:

July 19, 2019
DR-4447-OH FS-002
FEMA News Desk: 614-220-7242
Ohio Emergency Management Agency News Desk: 614-799-3695

Fact Sheet

Understanding Your FEMA Determination Letter

Q: My FEMA determination letter says my application for disaster assistance is “ineligible” or

“incomplete.” What can I do?


A: All disaster assistance applicants have the right to appeal, and sometimes a quick fix is all that is needed to change a “no” to a “yes.” Read your letter all the way through to clarify why your application was labeled “ineligible” or “incomplete.” Always be sure to follow up—do not just give up—with the determination letter.


Q: I want to appeal my determination letter. How can I do that?


A: All appeals must be in writing. When writing your appeal, explain why you think the decision about the amount or type of assistance you received is not correct. You, or someone who represents you or your household, must sign the letter. If the person writing the letter is not a member of your household, there must be a signed statement from you explaining that the person may act on behalf of you and your household.


Q: What do I do with my written appeal and my other appeal documents?


A: Bring your determination letter, your written appeal and the supporting documents requested in your determination letter to any disaster recovery center. Disaster recovery center locations are available www.fema.gov/disaster/4413 or by calling the FEMA Helpline at 800-621-FEMA (3362).


Q: I cannot make it to a disaster recovery center. Can I still appeal my determination letter?


A: Yes. You can mail your written appeal and all supporting documents to:


FEMA – Individuals and Households Program

National Processing Service Center

P.O. Box 10055

Hyattsville, MD 20782-7055





Page 2, Understanding Your FEMA Determination Letter


You can also fax your appeal packet to 800-827-8112, Attention: Individuals and Households Program. When mailing or faxing your appeal packet, be sure to include your personal FEMA registration number and the disaster number, DR-4413-AK, on all your documents.


Q: Can I email my appeal packet to FEMA?


A: No. FEMA cannot process your appeal via email, but you can submit it on our website. If you would like to go through the appeal process electronically, you can open a disaster assistance center account at www.DisasterAssistance.gov. Once the account is created, you can update your current contact information, upload your appeal documents and review letters from FEMA. When you upload the required documents to your account, an appeal packet is automatically created which can then be submitted for review.





The City of Trotwood and The HomeOwnership Center Aim for Impact in Trotwood

The City of Trotwood partnered with the HomeOwnership Center to bring homeownership and financial counseling services to Trotwood! That’s right, clients of the HomeOwnership Center and the CCCS can make appointments and receive counseling and other services in Trotwood.

Thanks to an initiative spearheaded by Mayor Mary A. Mc Donald, the city made available the necessary office space in the Trotwood Community and Cultural Arts Center located at 4000 Lake Center Drive, Trotwood, OH 45426. The HomeOwnership Center will provide homeownership and personal finance counselors on Tuesday afternoons. Clients can book appointments with the staff members for counseling on subjects like homebuying, credit counseling, debt management, and more.

Would you like to book an appointment?  Call 938.853.1600.

The HomeOwnership Center is Moving to It’s new Home!

Now that the HomeOwnership Center is part of the County Corp family, we are moving to their offices at 130 West 2nd Street on March 17th. We’ll be open for business at the new location, Monday March 20th at 8:00 AM.

We are excited about the move because we will be able to work very closely with the County Corp staff to provide new and improved services to our clients. This means that we can be more effective in promoting sustainable homeownership in the greater Dayton region and beyond.

In addition to the move, we have quite a few exciting plans in the works and we’ll be able to announce some of them in the near future. So, stand by…this is going to be an exciting year.

Meanwhile, on March 20th, you will find The HomeOwnership Center at:

130 West Second Street, Suite 1420

Dayton, OH 45402

Foreclosure Prevention Workshop

Are you a homeowner that is struggling to keep your home from going into foreclosure?

County Corp and The HomeOwnership Center are hosting a FREE foreclosure prevention workshop that brings many of the area’s foreclosure prevention experts into one place. This is the perfect opportunity for you to learn about home-saving resources and to get your questions answered.


Central State University
Dayton Auditorium
40 Germantown Street, Dayton, Ohio 45402


February 22nd
5:00 – 8 :00 PM

Here is what we’ll cover:

-Foreclosure and mitigation options
-The Save the Dream Ohio mortgage assistance program
–Financial Literacy programs
Unemployment and underemployment resources
-Upcoming Issues – Healthcare

Light refreshments and beverages will be served. Door prizes and raffles (4 chances to win 2-hrs of Budgeting Assistance, a Budget Tools Basket, and four $10 gas cards)


The Homeownership Center Joins County Corp!

The HomeOwnership Center and County Corp have big news for you!

County Corp expanded its portfolio of community strengthening services on January 1, 2017 by assuming the role of managing member of The HomeOwnership Center of Greater Dayton. Prior to this date, this role was held by St. Mary Development Corporation.

For over thirty-six years, County Corp has been building stronger communities across the Greater Dayton region with a mix of programs that provide safe, affordable housing and facilitate small business growth. The HomeOwnership Center of Greater Dayton has built a reputation for improving the stability of the region’s housing market by providing homebuyers access to valuable financial education, unique lending programs, down payment assistance, and foreclosure prevention.

As a result of this affiliation, both companies will now share resources and complementary infrastructure. This will reduce redundancies in program offerings from both organizations while retaining all staff. Julie Deacon has been named the Executive Director of The HomeOwnership Center, and will report to Steve Naas, President of County Corp.

“We are thrilled with this new partnership,” said Deacon. “Our team will stay together while benefitting from the additional resources provided by County Corp to provide even more benefits to homeowners and homebuyers. It’s a win-win partnership, not just for our organizations, but for the communities we serve.”

“I’m pleased to welcome The HomeOwnership Center of Greater Dayton to the County Corp family,” said Naas. “It’s a great fit that increases efficiency while also creating some exciting new opportunities for growth. We respect the team over there and the work that they do. It’s deeply satisfying to know that we will be able to help even more people gain sustainable access to safe, affordable housing across the Dayton region.”

Going forward, the organizations plan to offer innovative and creative new residential and small business products and services that will help their clients and the communities they serve succeed. Currently, The HomeOwnership Center staff will continue to be available to local homebuyers and homeowners at the existing 205 East First Street location in Dayton.



County Corp been helping the residents of the Greater Dayton Region improve their homes and has also helped local businesses expand. It does this through core programs affiliated with the agency. These programs include The Housing Source , which provides mortgage relief and foreclosure intervention services, home ownership and rental opportunities, home repair and down payment assistance grants, and affordable housing tax credit developments. The second program is Bizcap , its small business lending products that provides small businesses the capital they need to grow in the Dayton region. In addition, County Corp is managing member of The HomeOwnership Center , which helps homeowners and homebuyers finance new homes or stay in their current homes.