Do you need to replace the furnace or provide safety upgrades in your bathroom? Sometimes homeowners need a loan to complete small renovations or make repairs and home improvements. Check out the Home Improvement loans available below.
New Home Improvement Loan Coming Soon
Forgivable home improvement loan returning to area. We are currently building a list of potential applicants and will provide details once funds are released. Funds are based on location of home and not restricted by income. Click on the map found here to see if you home may be eligible. Fill out form below.
Dayton Home Improvement Loan Program
Homeowners that live within the City of Dayton may be eligible to obtain an unsecured home improvement loan for up to $20,000:
- Customers with FICO Scores ranging from 620-669 with a debt ratio of 45% or less Max Loan Amount is $5000.
- Customers with FICO Scores ranging from 670+ with a debt ratio of 50% or less Max Loan amount is $20,000.
- The traditional loan fee of $150 is waived for HomeOwnership Center clients.
- Loans are for up to 5 years.
Additional programs for down payment assistance, financed home repairs, low credit score, and more are available to our clients. To learn more about these opportunities, talk with a Homeownership Advisor. Get started today by completing the following form or by calling 937.853.1600.
Would you like to learn more about these Home Improvement Loans?
We are here to answer your questions about any of these programs. Fill out the following form. It’s that easy.
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The HomeOwnership Center is an Equal Opportunity Lender

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