What are the top three things that you need to buy a home?

Before you can buy the home that you have your eye on, you need to have your financial house in order. If you don’t, no lender is going to take the risk of lending you money for something as expensive as a house. So, what do you need to qualify for a loan?

• A steady income that allows you to afford the home you want
• Enough money in savings for a down payment, closing costs and an emergency fund
• A good credit history

The HomeOwnership Center can’t help you find a steady job, but our Mortgage Ready program will help you establish a good credit history and put money into savings. The program also provides you with a coach that will support and guide you as you tackle your personal finance problems.

The Mortgage Ready program will teach you to build the solid financial foundation you need  to buy your own home.

• You will learn to manage your money
• You will establish financial goals that lead to homeownership
• You will attend the financial fitness class
• You will recieve a 1-on-1 coaching session
• You will build and improve your credit history
• You will receive follow up calls to keep you on track

Are you ready to turn your finances around and become prepared to buy a home of your own?

Get started by setting your appointment by calling 937.853.1600. Why wait?