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Mortgage Options for Homeowners

Medical bills, loss of income, and divorce are just a few of the ways that life events can put your house and your financial security in jeopardy. You may have options to save your home, even when you are behind on payments.

Are you ready to get your put your home on solid ground?

Don’t wait another day to seek the guidance you need to stay in your home. At the HomeOwnership Center, we empower homeowners to make the right choices toward positive outcomes.

Has the  COVID-19 Pandemic Put Your Home at Risk?

Times are tough these days and COVID-19 has made it difficult for some homeowners to keep their mortgage up to date. If you are a Montgomery County homeowner, we may be able to help with our Mortgage Assistance Program.

Learn More Now

Getting Your Mortgage on Track

It‘s difficult to plan for the unexpected. If you’ve gone through a financial downturn, you can quickly fall behind on your house payments, putting your home at risk. At the HomeOwnership Center, our experienced professionals evaluate your situation and recommend the best mortgage options based upon your unique needs.

Learn More Now

Options for Refinancing Your Mortgage

Adjustable rate mortgages have become unmanageable for many people. There may be refinancing options that work with your budget. You may qualify for a lower interest rate or a lower payment. Sit down with the HomeOwnership Center and explore alternatives that could make the difference for you.

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All You Need To Know About Reverse Mortgages

Sometimes you need access to the equity in your home. That money can allow you to make much needed repairs, pay medical bills, or can be a source of income that will allow you to stay in your home. But, is a reverse mortgage a good solution?

If you are 62 years or older with some equity in your home, you may qualify for a reverse mortgage. A reverse mortgage is a loan that uses your home as collateral but does not require regular monthly payments. 

Together, we’ll explore your options and empower you to make the decision that is right for you.

Are you ready to learn more about reverse mortgages?

Learn More Now

Look out for Foreclosure Scams

Unfortunately, when you are at your most vulnerable, scam artists are waiting to take advantage of your desperation. Unscrupulous tactics include charging large fees for services that should be free, posing as government programs, and “bait and switch” schemes that transfer ownership of your home. Learn about foreclosure scams and how you can protect your hard earned money. The bottom line is that many scam artists are offering mortgage options for homeowners that are simple too good to be true,

Learn More Now
  • Getting your Mortgage Back on Track
  • Refinance Options for Homeowners

Help Us Help Others

Amazon.Smile Logo Did you know that every time you place an order on Amazon.smile, 0.5% of your purchase can go to help the HomeOwnership Center in its mission to support sustainable homeownership?

The best part? Helping us doesn't cost you extra.
Just go to amazon.smile and log in using your normal Amazon login information and go shopping. It's easy. You can even click on the amazon.smile logo shown above to get there.

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130 West Second Street

Suite 1420

Dayton, OH 45402

937.853.1600

[email protected]

Recent Posts

  • FEMA Says You’re Ineligible for Disaster Assistance? Do This. July 24, 2019
  • What Goes into Your Credit Score? July 8, 2019
  • Federal Disaster Relief Approved for Much of Ohio Following Memorial Day Storms June 20, 2019

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