Waiver and Authorization to Release Information

The Client recognizes that in order for the HomeOwnership Center (HOC), a program of County Corp to provide its services, the referral source for the client, as well as other persons, firms, or organizations may request HOC furnish certain information concerning the client’s financial condition.

The client expressly authorizes HOC, its project partners, and the referral source to obtain and review information relevant to the clients file and exchange information concerning the status of the client as deemed necessary. The client also authorizes HOC to obtain and view the client’s credit report(s) from TransUnion, Equifax, and/or Experian and to disclose financial information for the purposes of research related to the HomeOwnership Center’s mission.

Project partners include but are not limited to: lenders, down payment assistance providers, realtors, title companies, home inspectors, HomeFree-USA, City of Dayton, City of Kettering, Montgomery County, and funders such as the U.S. Dept. of HUD, and NeighborWorks America. HOC agrees that all information in the client’s file will otherwise be kept confidential.

The client understands that if referred to other services of the organization or other agencies as appropriate that may be able to assist with particular concerns that have been identified, there is no obligation to use any of the services offered. The client also understands that HOC provides loans in certain circumstances, and offers information and education on numerous products and programs. HOC is funded by or has contractual relationships with NeighborWorks America, local banks and credit unions, the City of Dayton, City of Kettering, Montgomery County, the U.S. Dept. of HUD, and others. The client further understands that the guidance received from HOC in no way represents an obligation to choose any of these loan products or housing programs.

The client agrees to hold HOC, their employees, officers and agents harmless from any claim, suit, action or demand in connection with any services rendered by HOC to the client. The client understands that any fee paid to HOC is not refundable and that HOC has no obligation for approval related to the loan process, or actions to terminate foreclosure proceedings.