• Coming up with a down payment proving to be harder than you expected?

Down Payment Assistance is Available

Coming up with the money required for a down payment is not easy. That’s why we created partnerships that give you access to down payment assistance programs designed to put homeownership within your reach.

Each program is different and has eligibility requirements based on location and or applicant information.   Once you submit your application, a staff member will:

  • Review your application
  • Request additional documents as needed
  • Determine eligibility for applicable programs

Do you have an accepted offer to purchase a property?

If yes, please complete an application online :

Apply Today

If you do not have an accepted contract:

Let’s start with a free homebuyer counseling appointment while you start the homebuying process.  The appointment will provide additional information on our down payment assistance programs.

Request a Call to Schedule Schedule Online (Create an Account)

DPA Programs Guidelines

City of Dayton:  ARPA
Montgomery County, OH: CDBG

The HomeOwnership Center Helps Everyone

The HomeOwnership Center does not discriminate in housing because of race, color, religion, sex, disability, familial status, national origin or any other local protected class.